Case Studies: While You're Working

In Build Your Portfolio: Case Studies: While You’re Working, our investors constructed portfolios based upon their personal situations. But their work isn’t done. A well-managed portfolio is reviewed annually and whenever a significant change occurs.

For the Manage Your Portfolio case studies, we enlisted Dave, a professional financial planner, to review the portfolios, give out a few tips and provide our investors with their personal to-do lists.

Dave, a professional financial planner

“My job is to look at both the big picture (is the portfolio suitable for the client?) and the small details (are the investments performing as expected, what changes are needed, and so on?)”

Depending on the client, Dave likes to use the simple or detailed investment management checklist to: 

  • Keep an eye on investment suitability
  • Predict retirement income adequacy
  • Monitor and evaluate fees and performance
  • Identify required changes and implement portfolio adjustments

After establishing if his client’s portfolio needs to be adjusted, he will rebalance the portfolio.

In the Build Your Portfolio section, you identified the case study that most closely resembles your situation. Now, to read Dave’s review on the case study, see the “More…” section below. Use his tips and to-dos as a guideline when managing your own portfolio.

You are ultimately responsible to make the final decisions about your investment choices. Ensure you invest according to your personal situation.

If you are in or approaching retirement, see Build Your Portfolio: Case Studies: In Retirement and Manage Your Portfolio: Case Studies: In Retirement.