Portfolios don’t just happen, they need to be deliberately constructed. How you build your portfolio depends on you, your investor identity, your preferred investments and the type of investment accounts you maintain. The location of your investments (such as in a company retirement savings plan, in company shares, at your bank or in a stock-trading account) presents both limitations and opportunities when it comes to building your portfolio.
An investment policy statement (IPS) is a living document that outlines your personal investing objectives, strategies and boundaries. Prepared by a financial services' professional, the IPS ensures that your portfolio will continue to meet your needs, address your circumstances and be managed in a structured and disciplined manner. If you don’t already have an IPS, why not put one in place?
Learn more about: Using an Investor Policy Statement (IPS).
Step 1. Build Portfolios with Purpose
Step 3. Identify Your Method
Compare different methods of building portfolios. Look for the one that best suits your needs. Click the button below to start.Begin
Step 4. Enhance Your Diversification: Techniques and Strategies
Discover ways to enhance your diversification by using different techniques and strategies. Click the button below to start.Begin
Do you want to explore more about investment techniques and strategies? See Types of Investments and refer to the links in the table below.
For Bonds and
For Stocks and Equity Funds
For Management Style Investment Funds
Step 5. Integrate Your Company Shares (and Long-Term Incentives)
Employees may be given the opportunity to participate in a company share purchase program or receive long-term incentives such as stock options from their employers. Too much of a good thing can lead to over-concentration in one company’s shares, which is a risk to a portfolio staying sufficiently diversified.
Step 6. Choose Your Funds
Explore the Asset Class by Asset Class: Types of Investment Funds available to you.