The best time to start is now. The past is past. It's what you do now that counts. Start small but set yourself up for success. Direct money against debt and into savings. Set aside funds for emergencies. Take ongoing positive actions (such as, automatic transfers and limiting daily spending). While knowledge is good, adding an organized plan of action for definite results is better.
“It is in doing things and not reading about them that results come about.” —Stephen Richards
Money doesn’t buy happiness. How effectively you use it, and for what purposes, depends on what you value, your goals. Getting started is the hardest part. Once you start, it becomes a habit. Good results follow when you make small, positive actions everyday.
Your ACTIONS should be S.M.A.R.T.
“It's absurd to be upset by a lack of results when the cause is a lack of activity.” —Orrin Woodward
Use one or more of the Take Action worksheets to implement your plan, track your progress and review your results.
Sign up for a ProsperiGuide account, tell us what you are looking for and we’ll create an action plan, just for you. Take a look inside: